Finances

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Revision as of 03:12, 11 February 2014 by Milk (talk | contribs) (→‎Software)
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See also Merchant services, Cryptocurrency

Income

Pricing

Some ideas

Cloud Web Design

  • Business Card, Articles, Blogging, Image Galleries, etc.
  • WordPress.com, Tumblr.com, etc.
  • From £400.
  • Plus costs (£40/yr for theme & ad-free, plus domain).

Web Site Design and Build

  • Self-hosted Drupal site with bespoke configuration and theme
  • Using process estimation tools vs. budget
  • From £650 (5 days), at £130 a day
  • SSL cert. extra

Hosting and maintenance

  • £15/mth for hosting, plus security upgrades

Support, Training, Consultancy £25/hr for additional backend or administration support, or £100 for a full day consultation.

Cloud site setup and custom theme, from £400, or a full site with bespoke backend and custom theme, starting at £650.

Accounting

Software

  • Buddi is a personal finance and budgeting program, aimed at those who have little or no financial background.
  • Dough is a free envelope budgeting application. It's designed to be both simple and attractive whilst being very effective at helping you keep in control of your spending.

Services

  • PocketSmith - The personal finance app with cashflow forecasting

Budgeting

5 fridays (or 5 mondays?)

Scripts

Invoicing

Templates

Open source systems

Services

Late

Credit notes

Tax

See also Credits

Self-assessment

etc

Sole traders’ tax responsibilities:

  • send a Self Assessment tax return every year
  • pay Income Tax on the profits your business makes
  • pay National Insurance
  • register for VAT if you expect your business’ takings to be more than £77,000 a year.

Limited Company: Any profit it makes is owned by the company, after it pays Corporation Tax. The company can then share its profits.

Tools

other

VAT

Banks

Tridos

"We do not provide counter banking services from our Edinburgh office (or indeed any of our UK offices) but are pleased to meet with business customers who have a pre-arranged appointment."

Co-operative

Online service, no real-life access?

Has branches under the name Britannia. One on George Street.

P2P lending

Markets

Software

  • Grism is an open source stock market observation tool. It allows you to easily track the evolution of stock prices through watchlists, portfolios and charts.

Currency